Prevent and detect fraud with a robust, streamlined system
delivering deeper insights
Built on an architecture of
proprietary linking algorithms, and a massive repository of data, TLOxp®
provides current and actionable information used for verifying information, investigating
the legitimacy of claims, preventing and detecting fraud, uncovering evidence of criminal history and detecting financial
Insurance professionals have access to a robust, streamlined system that delivers deep consumer insights through a comprehensive
and cost-effective database of public and proprietary records from vehicle traffic histories to uncovering connections between people, businesses and assets.
Verify identity. Combat fraud. Minimize risk.
- Verify the identity of people and businesses by name, birth date, SSN,
address, phone number and more.
- Investigate claims and identify assets including real property, vehicles
and water vessels.
- Prevent and detect insurance fraud by uncovering inconsistencies in
- Uncover evidence of financial distress with bankruptcy, lien, foreclosure
and eviction records.
- Find connections between people, businesses and assets.
- Discover habitual borrowers of insured vehicles, traffic and criminal histories, violations including original ticket information, license plate, and other vehicle information.
- Identify alternative household insurance coverage to avoid high cost PIP payouts.
TLOxp® searches and reports include:
- Names, aliases, and SSNs
- Bankruptcies, foreclosures, liens, judgments, and criminal history
- Current and historical addresses
- Phone numbers including listed and unlisted landlines, cell phones, and utilities data
- Relatives, neighbors and associates
- Assets including property, vehicles, and more
- Licenses including professional, driver’s, and more
- Email addresses and social networks
- Vehicle sightings and descriptions
- Traffic and criminal court records including active violations, dismissed/downgraded citations and original ticket information
- Current and previous employees, officers, and directors
- Assets including properties, vehicles and more
- Bankruptcies, liens, and judgments
- UCC filings
- Current and historical phones, addresses, and DBAs
- Branches, subsidiaries, parent companies, and headquarters